Tonight we finally worked through the June budget, which is a very good practice for us. Jon claims I added this financial structural brilliance to his life; personally I think he was tracking it all in his head, he handles money so well.
Together we designed a beautiful (and complex) spread sheet to track it all. Every month we pour over the sheets to see where we have gone over budget from month to month, how we need to adjust our spending habits our allotted funds to a category, and to make sure we are tracking towards our financial goals.
Now, the funniest part about this (to me), is that Jon tires out much easier than I do, even though he is the math major! I enjoy delving into the nuances and complexities of our financial state, making plans, adding new features or data to our spread sheet - it is almost addicting. He doesn't get quite as energized as I do by it, but is definitely grateful.
It is also the Mount Everest of our communication skills. Between the numbers, the different accounts, and coordinating the receipts, on top of understanding our different strategies for managing the data, we can easily get into a muddle! However with alot of love and understanding we seem to recover just fine :)
Have you tried Mint.com? We find it works well for us.
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